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Gain new members
who start off with
auto loans!

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Imagine a steady stream of new members, with the exact credit profile that you desire, lining up to join your credit union each and every month. Now imagine that each one of them not only wants to take out a $25,000 automobile loan, but they already have completed and signed all of the paperwork on your forms! To top this dream off, imagine that your credit union spent no money on advertising, marketing or sales to get these desired new members. Does that appeal to you?

At the Member Closing Center, we use our high-tech, proprietary digital marketing software to find credit-worthy people in your community, who would benefit from refinancing their auto loan. We vet and then submit the best applications to you for your approval. Once approved, we create a digital loan package on your forms that maximizes their savings and electronically sign them up. Your credit union starts out with a great new member, who is producing income from the get-go!

These high-quality refinanced auto loans enjoy a significantly shorter term than conventional auto loans, thus maximizing your direct loan portfolio performance. With a multi-year loan in place, your credit union begins the relationship with the perfect opportunity to create long lasting banking relationships. Make them even more connected by converting them to your low-cost checking accounts and recruiting them to direct deposit their paychecks.

How We Do It

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Our software finds prospective members with the credit you love.

Our advertising experts use proven strategies to attract current and new members.

We invite that person to your CU via auto loan refinancing.

You get the business and only pay us 1% of the amount financed on funded loans.

The Member Closing Center has a suite of sophisticated financial tools that can identify members and non-members with the best credit profiles. We work with you to select the specific channels that will integrate with your current marketing approach. We use proven strategies to reach these excellent prospects in a variety of possible ways, including:

  • Direct mail
  • Telemarketing
  • Email
  • Text messaging
  • Social media
  • Search engine optimization

We then offer them the opportunity to save money when they refinance their auto loans through your credit union. The result: more new members, more productive existing members, and more loan income for your CU, without any additional marketing costs!

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We pay for and execute 100% of the marketing activities. That means that you don't do any of the leg work, but reap almost all of the profits. All we take is a 1% fee on the amount financed.


The MCC works closely with you to meet your standards and match your image. We don't start our loan marketing campaigns until our marketing materials matches yours.


The Member Closing Center submits a completed credit app for your approval. Once approved, we execute a properly formed funding packet on your forms, complete with electronic signatures. Every page compliantly adheres to your credit underwriting standards.

Make your current members more valuable and loyal by saving them money on their auto loans!

Your credit union likely has many members without an active loan from your financial institution. The Member Closing Center can make a big difference in this area! By identifying those specific members who are in a position to refinance their auto loans from another institution, we can bring those members closer to your credit union. They also save a significant amount of money in the process. It’s a win-win, for you and your members!

We do all the work, but it’s your loan – from start to finish!

When The Member Closing Center brings you a potential loan, it has been completely vetted – but the final choice is up to you. If a loan deal is not up to your standards, you are free to turn it down, at no cost to your credit union. We deliver to you a complete funding packet, with all of the paperwork signed. You the simply finish the processing and fund the loan. It’s that easy!

You only pay for the loans you accept

And what about our fee for finding you these top-notch loan prospects? The Member Closing Center does it all, for only 1% of the amount financed of each loan that you fund. That’s it. You pay nothing for loans that won'tt work for you.

Incredible upside with zero risk

There are so many great reasons to work with The Member Closing Center to generate truly impressive results for your credit union:

We pay for and mangage 100% of related marketing

We provide the deals. You make the call.

We deliver the paperwork in the format you use

Minimal 1% fee on the amount financed

You can’t lose when you use The Member Closing Center to grow your loan business. We expand your profits, fit into your workflow, and require no long-term contracts. If you decide to stop working with us for any reason, you can end our relationship with no hassles.