Automotive refinance is a hidden opportunity for both Consumers and Credit Unions. 

For consumers, The Member Closing Center is a revolutionary way to refinance your auto loan through a credit union.

Received one of our offers?

For credit union partners, The Member Closing Center expands and optimizes your auto loan business.



Our digital closing software

makes it quick and easy to close
a new loan anytime anywhere.


When we send an offer,

we know we can save them

money over the life of that loan.


Joining a credit union means

lower rates on loans, higher interest savings, and unmatched customer service.


Our Story

The Member Closing Center (MCC) was started in 2016 by Jennifer Box. The company is based out of St. Louis, Missouri. What began as a simple finance company has grown into a finance company with a strong emphasis on marketing.


It’s a unique combination that makes up our winning formula. The Member Closing Center partners with only best-in-class credit unions whose aspirations match our own.


Our process is fast, high-tech, and simple. No other company can offer as comprehensive and fully-customizable refinancing solution as The Member Closing Center.

We want to help people make smart decisions with their finances. We get that started one automotive refinance loan at a time.

"The Member Closing Center only partners with the best Credit Unions so that we can help our customers increase the value of their money."

— Jennifer Box, Vice President 


Our Services

At The Member Closing Center, we use our high-tech, proprietary digital marketing software to find credit-worthy people in select markets who would benefit from refinancing their auto loan.


We partner with credit unions to show potential members why switching to a credit union makes sense for their financial futures.


Our software searches for the perfect credit union members and automatically generates a savings package for them. This savings package involves refinancing their vehicles for a lower rate at the credit union.


Our Goals

Our higher cause is simple – we want to help members have the lowest total cost of ownership. We find that
by focusing on the variables and helping them control
depreciation, interest, repairs, and taxes – we can help members use that extra money to save for retirement.




Thousands of low risk, pre-qualified applicants


Fully executed electronically signed loan packets


$1 Million to $5 Million in new member loans each month

Our Partners

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